Bridging & Second Charge Loans
Funding without relinquishing an existing mortgage.
Bridging funding and second charge loans are proving increasing popular for a regular yet specific set of circumstances.
Bridging Finance
A decade ago, bridging finance was a niche market, often viewed with skepticism. Today, it’s a thriving sector, with new lenders entering the space regularly.
Bridging finance is typically used when a property isn't eligible for conventional lending—whether due to its condition, planning complexities, or simply the need for speed.
There is particular expertise in pre-development and asset repositioning bridging, supporting clients who are navigating the planning process or acquiring underutilised properties to add value through strategic lease negotiations and planning enhancements.
Bridging facilities have been successfully arranged from £500k to £65m, making this a core area of expertise.
For businesses and investors seeking commercial property finance, expert guidance is essential in navigating the complexities of securing the right funding. While commercial finance opportunities are promoted here, all enquiries are referred to a trusted specialist to ensure access to the most suitable solutions.
Carbon Oxford acts as an introducer for commercial finance, passing enquiries to an experienced broker operating within a separate entity. This ensures clients receive tailored advice from a dedicated commercial finance expert while maintaining a clear distinction between services.
Whether for office, retail, industrial, or mixed-use properties, referrals are made to specialists who can structure the right funding solutions based on individual requirements.