Mortgages & Remortgaging
Start your property journey here.
Whether you're securing a mortgage, building your portfolio, or funding your next big project, we’ve got the expertise - and the funding lines - to make it happen.
Already got a mortgage, what are your next steps?
By remortgaging, you can replace your current mortgage with a new one, often with better terms. A new lender might offer you a more competitive rate, helping to lower your monthly payments and potentially saving you thousands over the life of your mortgage.
With so many options available, navigating the mortgage market can be overwhelming. That’s where we come in. Whether you are looking to buy your first or next property, we’ll handle the hard work for you - saving you time and money.
Why speak to a mortgage broker?
Begin your home buying journey with an expert.
Key considerations when getting a mortgage
Step-by-step guide to getting a mortgage:
Weigh the Benefits vs. Costs:
Ensure the potential savings outweigh any fees.
Interest Rates:
Interest rates will affect your monthly payment, and the total overall lifetime cost of your mortgage.
Early Repayment Charges:
These charges might apply if you leave your deal early.
Mortgage Term:
Mortgages can range in length, often between 20-40 years which will affect your monthly repayments.
Equity Release:
The process of remortgaging can allow you to access equity in your home.
Other Costs:
New lender fees, valuation fees, and legal fees may apply.
Step 1:
Contact us to find out how much money you could borrow.
Step 2:
Once we have your documents and understand your preferences, we’ll search for the best mortgage deal and complete your application.
Step 3:
For legal work, you can either choose your own solicitor or use one appointed by the lender - often at no cost.
Step 4:
Once the lender completes their survey and checks, they’ll issue a formal mortgage offer. When your solicitor finalises the paperwork, your new mortgage will start.